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The Great Canadian Mortgage Company
Kathleen Burke
Simon Fraser University, Canada
Shafik Bhalloo
Kornfeld LLP, USA and Simon Fraser University, Canada
Volume 12: 2015 pp. 185-188: ABSTRACT
With his bank account dwindling in a new country, Javed finally landed a job as a sub-mortgage broker with the Great Canadian Mortgage Company. Mere months into his position, however, Javed had more rejected mortgage applications than any other broker in the company. A colleague and top broker, Jerry, stepped in to show Javed his secrets to success. In essence, Jerry frequently misrepresents his clients' financial data to make their applications appear more attractive to lenders. Jerry rationalized his behavior by noting 'everybody wins': clients, buyers, lenders, and the Great Canadian Mortgage Company. Javed recognizes that Jerry's actions are wrong, but ethical behavior is not paying his bills.
ARTICLE REF.: JBEE12-0CS5
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